All posts by Germaine Lang |

Germaine Lang is the Associate Editor of SmartPayments and a creative writer and customer advocate specialist. She works to engage customers and detail their experiences with vendor products and services, positioning them as innovative thought leaders.

future of AP

The State of ePayables: The Future of AP

AP is at a pivotal crossroads. Organizations are faced with the decision to either continue down old roads towards costly, manual processes or explore new roads paved by cutting-edge technology. To get a better understanding...

/ November 20, 2018
FAQs about Open Banking and PSD2

FAQs about Open Banking and PSD2

It’s no secret that the global payments landscape is in a state of flux. This is particularly true in the UK and European Union where all eyes are watching the roll out of two initiatives...

/ November 12, 2018
Preventing Fraud and Financial Crime

Preventing Fraud & Financial Crime in Cash Management

Preventing fraud and financial crime has become an all-consuming priority for organizations. After all, according to John Salter, Managing Director of Global Corporate and Financial Institutions, Client Coverage/Origination, GTB, Lloyds. “Cyber-criminals do not discriminate against...

/ November 6, 2018
faster payments security

Faster Payments Security-A Global Perspective

Faster payments is the generic term for the smarter, instant payments that have been emerging on a global scale over the last decade. Faster payments schemes have recently been implemented in the US, Europe and...

/ October 30, 2018
direct debit optimization

Key Tactics for Direct Debit Optimization

In 2017 4.2 billion payments totaling £1,305 billion were made by Direct Debit in the UK. This is up from 3.9 billion payments made in 2015, growth that is expected to continue as the use...

/ October 29, 2018
Digital Banking Technology

3 Keys to Winning with Digital Banking Technology

In today’s digitally competitive financial industry, staying on top of emerging digital banking technology trends is a necessity for banks looking to win and retain business customers. The good news is that although many small...

/ October 23, 2018
Benefits of AP Automation

The Benefits of AP Automation Quantified

Most people are aware of the many benefits of AP automation — converting accounts payable processes from manual to electronic – but they might be hard pressed to quantify them. At first glance, automating your...

/ October 22, 2018
ap automation project plan

5 Steps to Creating an AP Automation Project Plan

Transforming your AP from a manual process to an electronic one saves time, money and provides unprecedented visibility into cash flow. In fact, it’s been proven over and over that AP automation is worth the...

/ October 16, 2018
reduce payment fraud

Three Ways Banks Can Reduce Payment Fraud

According to the Association of Financial Professionals, 78% of organizations experienced attempted or actual payments fraud in 2017. These breaches put banks at increased risk as fraudulent transactions are processed through their payment systems. It’s...

/ October 15, 2018
Best Practices to Streamline Payments Globally

Best Practices to Streamline Payments Globally

It’s no secret that businesses are expanding into global markets at an unprecedented rate. In fact,going global is almost an imperative in order to compete in today’s fast-paced environment. However, for organizations making that leap...

/ October 10, 2018