All posts by Janice Brown |

Janice L. Brown, president of Janice Brown & Associates, Inc., is a technology startup consultant who writes about the business value of emerging technologies. She specializes in using communications to position technology ventures, develop industry thought leader programs, and sell products. Janice is based in Manchester, NH.

insider fraud in banks

Combatting Insider Fraud within Banks

Insider fraud within banks: a story as old as time. A bank employee, because of their position and access to money, is recruited by a criminal ring intent on skimming from large accounts. Or, struggling...

/ October 15, 2020
real time payments in the U.S.
open banking in the u.s.

Open Banking in the U.S.: Ready for Business? Part 1

Part 1: What is Open Banking? Conversations about open banking abound today, but comparatively few about open banking in the U.S. and the impact it will have. Primarily regulation-driven open banking initiatives in the U.K.,...

/ January 27, 2020
open banking in the u.s.

Open Banking in the U.S.: Ready for Business? Part 2

Part 2: What Challenges Will Be Faced? So what difficulties will open banking in the U.S. pose for financial institutions and beyond? Challenges include a relatively complex regulatory environment, with both state and Federal-level components;...

/ January 27, 2020

Digital Transformation: The Future is Open for Commercial Banks: Part 2

Raising the “IQ” of Digital Transformation for Commercial Banks Part one of this two-part series described digital transformation, how it benefits commercial banks, and how banks can get on an accelerated path. This second part...

/ September 17, 2019

Digital Transformation: The Future is Open for Commercial Banks: Part 1

Are traditional banks getting their money’s worth from the US$1 trillion they have invested in digital transformation over the past three years? Depends, says Accenture, whose recent analysis of 161 large retail and commercial banks...

/ September 9, 2019