The Importance of Bank Account Validation as a Payment Protection Measure

As we discussed in my last post, the importance of bank account validation cannot be understated when it comes to streamlining payment processes and eliminating failed direct debit transactions. As was recently noted in the...

/ September 10, 2018

Open Banking’s impact on the payments industry

Simon Chan, Associate Director and Global Lead of Emerge at Edelman It’s been more than 8 months since the go-live date of the UK’s Open Banking initiative. But has Open Banking’s impact on the payments...

/ September 5, 2018
Payment Fraud Trends

2018 Payment Fraud Trends: Where Does Your Organization Fit In?

Review the 2018 Treasury Fraud & Controls report for in depth analysis from Strategic Treasurer on the payment fraud trends that are impacting the industry.

/ August 24, 2018
Difference between open banking and PSD2

Understanding the difference between Open Banking and PSD2

What is the difference between Open Banking and PSD2? The terms often seem to be used interchangeably, but are they? This article gives a high level overview of how Open Banking and PSD2 differ.

/ August 22, 2018

UK Business Payments, Evaluating the Current Landscape

The recently released “2018 UK Business Payments Barometer” provides some unique and somewhat surprising insights into how the trends surrounding UK business payments are impacting the success of organizations in the UK. For example, out...

/ August 15, 2018

API Standardization vs. Flexibility with B2B Payments: NACHA and Bottomline Technologies Sound Off

APIs are not new, but the rapid growth of technology in B2B payments has encouraged banks to embrace them as a means of connecting more seamlessly and effectively with technology and customers. In a fintech...

/ August 6, 2018
How blockchain works

How Blockchain Works

Understanding how blockchain works does not need to be a mystery. Information in a blockchain is recorded in an unchangeable electronic “block”; each block is linked to the previous block, which publicly stores a chronological...

/ July 26, 2018
Anti-money laundering beneficial ownership

Opinion: House Anti-Money Laundering Bill Reform Threatened as Beneficial Ownership Registry Creation Tabled

The world of anti-money laundering beneficial ownership regulations has seen its ups and downs as of late. As of May 11 when the Financial Crime Enforcement Center (FinCEN) issued its “Customer Due Diligence Requirements for...

/ July 17, 2018
Financial Operations Management for Small Businesses

Effective Financial Operations Management for Small Businesses: A Look from the Inside

In this recurring SmartPayments feature, we sit down with business payment professionals from the corporate and banking space to talk to them about the issues they face on a daily basis. In this installment we...

/ July 5, 2018
Blockchain explained

Blockchain Explained: What is it and how does it impact the payments landscape?

Blockchain explained… The term ‘Blockchain’ seems to be popping up everywhere these day, but what is it, why is it getting so much attention and how does it impact the payments landscape? To explain blockchain...

/ June 25, 2018