Tag: Open banking
B2B Mobile Payments Are on the Rise: Don’t Be Left Behind
As consumers, we’re used to making nearly instant payments from our mobile devices with just a few clicks. Paying a friend back for picking up the dinner tab before you even leave the restaurant, sending...
Ready or Not, Open Banking Is Here
Since the launch of open banking in January 2018, it continues to fundamentally change the financial industry as we know it. But this change is happening at different speeds around the world. Some regions, like...
To Glimpse the Future of Payments, Look at APAC Today
Asia Pacific (APAC) is playing a key role in the exciting journey to digitization, especially in the consumer payment space. This dynamic region spans huge distances, with many countries and multiple currencies. Asia Pacific has...
How Open Banking APIs Are Changing the Way Banks Work
Driven by external regulations, open banking is causing banks to quickly get up to speed with application programming interfaces (APIs). By working together, both banks and fintechs can use APIs to enhance the customer experience....
The Future of Global Payments and Banking: What Are the Experts Saying?
Bottomline Technologies recently released its second annual look into the future of global payments and banking. The eBook, sponsored by Visa and the Fintech Power 50, is a treasure trove of insights and predictions from...
Open Banking in the U.S.: Ready for Business? Part 1
Part 1: What is Open Banking? Conversations about open banking abound today, but comparatively few about open banking in the U.S. and the impact it will have. Primarily regulation-driven open banking initiatives in the U.K.,...
Open Banking in the U.S.: Ready for Business? Part 2
Part 2: What Challenges Will Be Faced? So what difficulties will open banking in the U.S. pose for financial institutions and beyond? Challenges include a relatively complex regulatory environment, with both state and Federal-level components;...
The Future of Business Payments: Q&A with Cara O’Nions, Global Marketing Director
Just about everyone in the business payments space can agree that this is an exciting time to be in the industry. This is the first post in a three-part series that presents perspectives from industry...
New Payment Services: The Threat of Tech Giants
The first 4 parts of this 5 part series focused on payment innovation, the difference between Open Banking vs. PSD2, new banking and payment services and the latest fraud prevention measures to combat fraudsters. This...
New Payment Services: Financial Fraud Prevention Measures
The first 3 parts of this 5 part series focused on payment innovation, the difference between Open Banking vs. PSD2, and new banking and payment services resulting from the recent regulatory requirement entrants. This 4th...